Three jars filled with coins
ATM Fee | |
FCB Debit withdrawal, transfer or inquiry | No Charge |
FCB Debit machine mini statement | $1.00 |
FCB customer deposits at foreign ATM (must be on NYCE system) | $1.00 |
Foreign ATM withdrawal or inquiry | $1.00 |
Foreign ATM transfer | $0.50 |
Replacement Card | $5.00 |
Non customer withdrawal, transfer or inquiry | $2.00 |
Bad Address Fee | $2.00 |
Accounts with mail returned by US Postal Service as undeliverable | |
Bank by Mail | Envelopes provided |
Cashed/Deposited Item Returned | |
Customer Charge back fee | $3.00 |
Check Cashing | |
Customer -3 party checks for funds not available | Refer to Non-customer Fees |
Non-customer Social Security | 1.2% plus $0.90 |
Non-customer Federal Check | $5.00 |
Non-customer $500.00 & under | $20.00 |
Non-customer $500.01-$999.99 | $40.00 |
Non-customer $1000.00-$4999.99 | $60.00 |
Non-customer $5000.00 & over | $100.00 |
Check Orders | Depends on style ordered |
Postage for mailed check orders | Cost of Postage |
Coin counting (non-customer) | 5% |
Collection items | $25.00 |
Deposit verification for mortgage loans | No Charge |
Direct Deposit | No Charge |
Fax | |
Incoming per sheet | $1.25 |
Outgoing per sheet | $2.00 |
Garnishment & Tax levies | $50.00 |
Inactive/Dormant account Fee | |
Checking (Inactive one year) fee waived if balance over $1,000 | $7.50 |
Savings (Inactive 2 years) Waive if balance over $300 | $10.00 |
Insufficient funds | |
Overdraft/NSF Fee - Paid or Retuurned Check | $26.00 |
Uncollected Funds Fee Paid or Returned (UCF Paid Item Fee, UCF Returned item Fee) | $26.00 |
Continued Overdraft Fee after 10 days, then again after 20 days if overdraft is not resolved. | $30.00 |
Internet Banking | |
Consumer Inquiry Only | Free |
Consumer Bill Pay with at least 1 bill pay a month | Free |
Consumer Bill Pay with no bill paid during the monthy | $7.50 |
Business Bill Pay per month, up to 10 bills | $7.50 |
Business Bill Pay over 10 | each $0.65 |
Same day pay when available | $10.95 |
Overnight/UPS | $16.95 |
IRA Transfer Fee | $25.00 |
Loan Payment book replacement | $2.50 |
Night Deposit: | |
Locked bags | $20.00 |
Replacement Key for Locked bags | 10.00 |
Zippered bags (1st Free), per additional bags | $5.00 |
Notary fee | |
Customers | No Charge |
Non Customers | $1.00 |
Official Checks: | |
Cashiers Checks-Customer | $3.00 |
Money Orders - Customer | $3.00 |
Overdraft Protection | |
Transfer to Overdrawn Checking from: | |
Savings or another Checking | $5.00 |
Cash Line (AKA Cash Reserve) | Interest Applied |
Home Equity Loan | Interest Applied |
Photocopies, per page | $0.25 |
Rejected Items per item (Due to faulty checks or deposit slips purchased from another company) | $0.25 |
Research Services, per hour | $25.00 |
Minimum Charge | $15.00 |
Research greater tham 7 yrs | $50.00 |
Research greater than 7 yrs Minimum | $30.00 |
When documents are available ***NOT all documents will be available*** | Annual Charge based on size of box |
Safe Deposit | |
Late Fee | $7.50 |
Key Replacement New keys and new lock installed customer must be present | $150.00 |
Security Sales or Purchase | $60.00 |
Signature Guarantee (customer only) | $60.00 |
Statement | |
Special cut off (on green stock paper) | $5.00 |
Statement, copy of | See photocopies |
Statement Printout pick up at Main Bank | $2.00 |
Mailed to customer | $2.00 |
Faxed to customer | $2.00 per sheet |
Statement Balancing, per hour | $25.00 |
Minimum Charge | $15.00 |
Stop Payment, per check | $30.00 |
Span of consecutive check numbers | $60.00 |
Subpoenas or summons for documents or witnesses | Same as research services |
Telephone transfer | $3.00 |
Transfer with ET Banking | No Charge |
ET Banking (Electronic Telephone Banking) | No Charge |
U.S. Savings Bonds | |
Redemption Fee | No Charge |
Wire Transfers | |
Incoming - Customers | No Charge |
Outgoing - Customers | $20.00 |
Outgoing Foreign | $35.00 |
